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$60.00
Facts, Questions & Answers For Consumers
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What is the Point & Insurance Reduction Program?
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How much time does the PIRP course takes, what is it
like, and how much does it cost?
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After I complete the PIRP course, how do I receive
the point reduction?
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How do I know my driving record shows my PIRP course
completion?
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What effects does point reduction have on my license
and driving record?
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After completing the PIRP course, how do I receive
the insurance reduction?
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Will the PIRP course prevent my insurance company
from raising my premiums?
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What if more than one person named on a policy
completes the PIRP course?
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If I complete a DMV approved motorcycle
safety/accident prevention course, does the insurance reduction benefit
extend to my automobile coverage?
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Will youthful operators and drivers
participating in assigned risk pool receive the insurance premium discount?
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If a youthful operator is already receiving a driver
education discount, can the PIRP discount also be applied?
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What is the DMV point System Summary? (VIOLATIONS
& POINTS TABLE)
The Point & Insurance
Reduction Program (PIRP), approved by the Department of Motor Vehicles, is
available through private companies or corporations, called "course
Sponsors," throughout New York State. Each qualifying course must
meet strict standards for the safe driving information presented and
program effectiveness. If you complete an approved PIRP course:
- It will help refresh your driving knowledge with a review of
time-tested safe driving tips and overview of today's vehicle and
traffic laws.
- You may be eligible to reduce as many as four (4) points on your
driving record. The DMV computer will automatically note your
eligibility to receive the reduction.
- If you are the principal operator of a motor vehicle, you will
receive a minimum 10% reduction in the base of your automobile and
motorcycle liability and collision insurance premiums each year for
three years.
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Each course is six to eight hours long, and is presented in one or two
classroom sessions. (Note: Motorcycle safety/accident prevention course
may be substantially longer.) Essential information about traffic safety
issues such as driver attitude and behavior, defensive driving
techniques, and the Vehicle & Traffic law must be presented in each
course. Additional content, approach, materials and fees vary from one
sponsor to another. No formal testing is required to complete the
course. For information on where to attend a course, consult your local
telephone book under "Driving Instruction" or equivalent
sections. You may also contact one of the program sponsors presented in
the DMV publication, "List of Course Sponsors: (c-31), available at
ant state or county motor vehicle office. |
3. After I
complete the PIRP course, how do I receive the point reduction?
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The PIRP sponsor will notify the DMV within eight weeks after you
complete the course. A notice will then be entered on your driving
record, and the DMV computer will automatically reduce your active point
total by up to four points.
Important: Completion of a course under the "Point
& Insurance reduction Program" does not remove, delete,
subtract, or erase any violations, conviction, or notice of original
number of points from your driving record. Point reduction will will
effect only points accumulated during the 18 month prior to course
completion.
Even
after you complete the course, most violations, convictions and points
assessed will continue to show on your driving record for up to four
years. Violation and convictions involving drugs or alcohol will remain
on your driving record for ten years. "Point Reduction" means
the DMV will not count up to four points against your record toward
revocation or suspension of your driver license. |
4. How do I know my driving record shows my PIRP course
completion?
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If you need to verify the course completion has been entered on your
record, you may request a copy of your driving record from DMV. To do
so, you must complete a "Request for Driver and/or Vehicle
Record Information" (form MV-15), available at any motor
vehicle office. You may also download this form from the DMV internet
site @
www.nydmv.state.ny.us
If
your course completion is not noted on your driving record more than
eight weeks after you completed it, contact the course sponsor. |
5. What effects does point reduction have on my license and
driving record?
6.After completing the PIRP course, how do I receive the
insurance reduction?
[This is the answer to the question.]
7.Will the PIRP course prevent my insurance company from
raising my premiums?
[This is the answer to the question.]
8. What if more than one person named on a policy completes
the PIRP course?
[This is the answer to the question.]
9.If I complete a DMV approved motorcycle safety/accident
prevention course, does the insurance reduction benefit extend to my
automobile coverage?
[This is the answer to the question.]
10. Will youthful operators and drivers participating
in assigned risk pool receive the insurance premium discount?
[This is the answer to the question.]
11. If a youthful operator is already receiving a driver
education discount, can the PIRP discount also be applied?
[This is the answer to the question.]
12. What is the DMV point System Summary? (VIOLATIONS &
POINTS TABLE)
[This is the answer to the question.]
Author information goes here.
Copyright © 2002 [roadwaydriving.com]. All rights reserved.
Revised: August 21, 2012
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